Canada Pension Plan
Survivor Benefits and Support Services for Next of Kin
When a loved one passes away, the Canada Pension Plan (CPP) offers several benefits and resources to support the next of kin. These benefits provide financial assistance to help family members navigate this challenging time.
Here’s an overview of the available support:
CPP Survivor’s Pension
The CPP Survivor’s Pension is a monthly payment made to the legal spouse or common-law partner of a deceased CPP contributor. This benefit aims to provide ongoing financial support, helping ease the financial burden after the loss of a loved one.
CPP Children’s Benefit
The CPP Children’s Benefit is available for dependent children of a deceased CPP contributor. This monthly payment helps support children under 18 or between 18 and 25 if they are enrolled full-time in a recognized educational program.
What to Do When Someone Dies
Following a death, there are essential steps to take, including notifying the appropriate agencies and handling important documents. This includes providing required documentation, informing relevant authorities, and ensuring benefits are properly canceled to avoid overpayments. This guidance can help families manage administrative tasks during a difficult time.
Death Benefit
The CPP Death Benefit is a one-time payment made on behalf of a deceased CPP contributor. This benefit is intended to assist with funeral expenses or any immediate costs following a death.
Allowance for the Survivor
For low-income individuals between the ages of 60 and 64 who are widowed and not yet eligible for Old Age Security (OAS), the Allowance for the Survivor provides monthly financial support. This benefit is designed to help widowed individuals maintain financial stability as they transition to retirement age.
Each of these benefits requires an application process, and specific eligibility criteria apply. For further details on eligibility or to begin an application, please visit the official Canada Pension Plan website or contact a CPP representative.
Helpful Links:
Common Questions We Receive
We look to answer some commonly asked questions to help make understanding funerals easier for you.
Next Steps After
The Funeral Service
After the funeral service, you will need to handle important tasks, such as notifying financial institutions, settling the estate, and closing accounts. It’s also helpful to review any eligible benefits, such as survivor pensions or insurance claims, and consider seeking grief support if needed.
Have A Question?
If you have any questions about funeral services or need guidance, we’re here to help. Don’t hesitate to reach out—our team is ready to provide the answers and support you need.